Connecting People with Executive Opportunities

Position: Senior Credit Analyst – Sub-Prime
Reports to: Senior Management
Company: Cars on Credit Financial Inc.
Location: Newmarket, ON.
Date Posted: August 2017

Job Profile:
The Credit Analyst ensures that all aspects of credit and funding operate in a smooth and efficient manner. The Credit Analyst is responsible for ensuring that dealer satisfaction requirements are met balanced with meeting corporate financial return objectives and loan volume expectations. Internal service level requirements are the responsibility of this individual.

Job Responsibilities:

  • Reviews credit applications that exceed the credit limits of direct reports for adherence to credit policies and guidelines.
  • Ensures that all credit applications are decisioned within company established time objectives and within the assigned credit authority limits of the credit staff.
  • Conducts discussions with dealer customers and dealer relationship managers regarding credit decisions that are elevated to the Credit/Funding Manager level.
  • Responsible for negotiating credit decisions with dealers to ensure that decisions questioned or challenged are reviewed, reconsidered and are re-decisioned when it is appropriate.
  • Provides training and coaching support to credit/funding department partners.
  • Ensures that funding process is managed to ensure that dealers are funded promptly and documentations quality is maintained to company standards.
  • Designs and prepares credit reporting as required.


  • Strong coaching skills for new hires
  • Strong working knowledge of credit processes
  • Experienced credit negotiator
  • Excellent verbal skills
  • Long tenured experience with dealer retail financing environment
  • Proven relationship builder
  • Strong capacity for working in a fast pace environment
  • 5 years’ relevant automotive finance experience
  • Agrees to one Saturday/month rotation coverage

Reply in confidence to:

John Radford
Senior Associate


in addition, place the position for
which you are applying in the sub-
ject line of the email.

When applying, please include:

  • your resume
  • your cover letter outlining your key
    experience for the position


2600 Skymark Ave.
Bldg. 5, Suite 103
Mississauga, ON
L4W 5B2

Tel: 905.290.0911 X. 223
Cell: 416.918.2458
Fax: 905.290.0914
TF: 1.866.MARCKIS (627.2547)


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