Connecting People with Executive Opportunities

Position: Analyst II Commercial Credit Underwriting
Reports To: Vice President – Commercial Lending Services
Company: General Motors Financial Company, Inc.
Location: Toronto
Date Posted: July 2014

Basic Function:

The Analyst II Commercial Credit-Underwriting completes financial analysis for floorplan acquisitions, loan proposals and renewals of existing credit lines. This includes analysis of automotive dealerships financial statements, accurate reporting of findings, ensuring corporate compliance and risk management, as well as contact with dealership personnel and communication with internal/external stakeholders. The Analyst will also provide recommendations and supporting documentation and mitigate risk.

Job Duties:

• Analyze financial statements of automotive dealerships and related customers including assigning accurate risk ratings
• Interfacing with customers and internal/external stakeholders to obtain data to complete analysis
• Preparing management summaries/proposals for credit committee approval
• Central point of contact for all internal and external customer commercial lending request or inquires
• Monitor and manage assigned portfolio with data obtained from both internal and external sources
• Facilitates regular and productive account reviews with CLS leadership, Risk and Sales Team
• Perform other duties as assigned

Qualifications:

• Knowledge and understanding of automotive dealership operations preferred
• Extensive knowledge of dealership, manufacturer and commercial lending floorplan programs and processes
• Proficient in intermediate MS Word and Excel applications
• Strong financial analysis and analytic/problem solving skills required
• High level of written and oral communication skills
• Detail oriented
• Ability to adapt to change quickly
• Five or more years of directly related experience in financial analysis and experience in automotive dealership commercial lending environment required

Education & Work Conditions:

• Bachelor’s Degree in related field preferred
• High energy and fast paced office subject to stressful conditions
• Some travel may be necessary
• Work schedule may include some nights or weekends